How To Give Yourself As Much Identity Fraud Protection As Possible

Identity fraud protection is becoming ever more important. As our society becomes ever more dependent upon computerized data banks to hold our information, so it becomes more vulnerable to criminal activity. Protection from identity theft is never totally possible, for the simple reason that you cannot live in modern society without having your data appear on several computer systems, and once it is there you have virtually no control over what happens to it. All you can do is protect yourself to the highest possible degree against identity fraud.


It is worth taking the time to understand the difference between identity theft and identity fraud. Even the term identity theft is not strictly accurate, as it is not possible to steal an identity. All you can do is 'borrow' it and use it for fraudulent ends. Identity fraud is exactly that action. It is the use of someone else's personal information in a dishonest way, for the procurement of goods or services the fraudster was not entitled to. It is impossible to guard yourself totally against identity theft, but you can do much to reduce the possibility of identity fraud.

The first step is, of course, to reduce the possibility of your information falling into the wrong hands as far as you possibly can. You can do this by becoming aware of the most common ways in which identity thieves obtain information, and making sure that you don't give them the chance. One common way this happens is when people dispose of their sensitive paperwork by simply putting it in the trash can. Thieves routinely sort through papers left in trash cans, so take the trouble to shred any personal papers before they are disposed of.

The most common way of all to obtain personal information is by asking for it, under the guise of being someone you are not. Banks are very thorough in warning customers that they will never be asked to divulge a password, and that if you ever are asked for one, the person or communication asking for the password is acting fraudulently. Sending spam emails is cheap and easy, and there are far too many people who will still fall for the trick. It is easy for a spammer to fake an email which appears to come from a bank, and have you click a link which will go through to their own site.

Once you are on their site, which will be of exactly the same design as the genuine bank site, they can ask you to input sensitive information. Even in the modern world, there are too many trusting people, and some of these emails and websites are virtually indistinguishable from the genuine articles. The most important part of fraud protection is in knowing how identity thieves operate. When you understand this, you will not be tempted into giving more than you should. Knowledge is the first step in successful identity fraud protection.

 

 

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Identity Theft Protection News:

 

ID Watchdog, Inc. Announces Grant of Stock Options
DENVER - January 20, 2012 - ID Watchdog Inc. (TSX.V: IDW, OTC: IDWAF)("ID Watchdog" or the "Company"), provider ofconsumer-facing identity theft protection and resolution services,announced ...


ID Watchdog Announces Board Changes
DENVER , Jan. 16, 2012 /PRNewswire/ -- ID Watchdog, Inc. (TSXV:IDW.V - News) (OTC:IDWAF.PK - News)  ("ID Watchdog" or the "Company"), provider of consumer-facing identity theft protection and resolution ...


Consumer Reports: Beware Of Identity-Theft-Protection Offers
Follow CT Lifestyle & Entertainment News On The Courant's Features Buzz Facebook Page Almost 50 million people subscribed to some form of identity-theft protection in 2010, according to Consumer Reports Money Adviser. Those services, which cost about $120 to $300 a year, promise to protect your ID by monitoring your credit reports 24/7, scouring "black-market chat rooms" for your personal ...


Identity theft protection tips for mobile device users
(ARA) - If you use complex passwords for your online accounts, have a firewall on your PC's Internet connection and only shop at secure websites, you may think you're doing a good job protecting yourself from identity theft...


Consumer Protection Advises Password Security On Smart Phones, Tablets - WISC Madison

Consumer Protection Advises Password Security On Smart Phones, Tablets
WISC Madison
Identity theft is one of the fasting growing crimes, which is why the state's Trade and Consumer Protection Department is encouraging people to be proactive about protecting their privacy. They're offering tips to keep computer viruses and hackers out .

..


Seminar teaches identity theft prevention - WFXL FOX 31

Chicago Tribune

Seminar teaches identity theft prevention
WFXL FOX 31
by Sarah Bleau ALBANY, GA -- Change of address cards, wallets, medical documents, Facebook: These are just a few of the places identity theft experts say where your personal information and credit card information can be compromised.
Not even kids safe from identity theftChicago Tribune

all 3 news articles »
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Seminar to offer tips for avoiding ID theft - St. George Daily Spectrum

Seminar to offer tips for avoiding ID theft
St. George Daily Spectrum
GEORGE - The St. George Police Department is encouraging Southern Utah residents to attend a free training seminar on identity theft protection Tuesday at the Dixie Center in St. George. As the number of identity theft cases continues to rise in the .

and more »
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Opinion: Data Privacy Day serves as reminder of risks companies may face in . - The Star-Ledger - NJ.com

The Star-Ledger - NJ.com

Opinion: Data Privacy Day serves as reminder of risks companies may face in .
The Star-Ledger - NJ.com
How concerned should we be about identity theft? Data security? Privacy invasion? Credit card fraud? In 2010, Congress passed an amendment to the Fair and Accurate Credit Transactions Act (FACTA). In brief, the legislation charges most businesses with .

and more »
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ID Watchdog and Tech Live Connect to Protect Consumers at Risk of Identity Theft
DENVER, Jan. 23, 2012 /PRNewswire/ -- ID Watchdog, Inc. (TSX.V: IDW.V - News) (OTC: IDWAF.PK - News), provider of identity monitoring and preservation tools, today announced a new partnership with Tech Live Connect, a service ...


RoadFish.com Releases Their Top Tips for Protecting Against Identity Theft - San Francisco Chronicle (press release)

RoadFish.com Releases Their Top Tips for Protecting Against Identity Theft
San Francisco Chronicle (press release)
RoadFish.com men's lifestyle and finance magazine released their top tips for protecting against identity theft which can wreak havoc on personal finances and future finance endeavors. RoadFish's advice comes after the news that early filers tax .

and more »
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Consumer Protection Advises Password Security On Smart Phones, Tablets - WISC Madison

Consumer Protection Advises Password Security On Smart Phones, Tablets
WISC Madison
Identity theft is one of the fasting growing crimes, which is why the state's Trade and Consumer Protection Department is encouraging people to be proactive about protecting their privacy. They're offering tips to keep computer viruses and hackers out .

..


ID Watchdog and Tech Live Connect to Protect Consumers at Risk of Identity Theft - MarketWatch (press release)

ID Watchdog and Tech Live Connect to Protect Consumers at Risk of Identity Theft
MarketWatch (press release)
Users with malware infections and out of date system files suffer impaired computer performance and are at increased risk of identity theft; TLC is able to remove malware, update system files and restore PC performance, while Identity Theft Protection .

and more »
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ID Watchdog and Tech Live Connect to Protect Consumers at Risk of Identity Theft
DENVER, Jan. 23, 2012 /PRNewswire/ -- ID Watchdog, Inc. (TSX.V: IDW.V - News) (OTC: IDWAF.PK - News), provider of identity monitoring and preservation tools, today announced a new partnership with Tech Live Connect, a service ...


Consumer Reports: Beware Of Identity-Theft-Protection Offers
Follow CT Lifestyle & Entertainment News On The Courant's Features Buzz Facebook Page Almost 50 million people subscribed to some form of identity-theft protection in 2010, according to Consumer Reports Money Adviser. Those services, which cost about $120 to $300 a year, promise to protect your ID by monitoring your credit reports 24/7, scouring "black-market chat rooms" for your personal ...


Seminar to offer tips for avoiding ID theft
ST. GEORGE - The St. George Police Department is encouraging Southern Utah residents to attend a free training seminar on identity theft protection Tuesday at the Dixie Center in St. George...



 

 

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